SEBI has allowed NRIs to complete Re-KYC without mandatory geo-tagging when they are physically outside India. Earlier, many platforms required latitude–longitude capture (geo-coordinates) during Re-KYC as part of digital verification. However, intermediaries must still ensure, the GPS location must match the country in Proof of Address (PoA); mismatch triggers review. This relaxation is meant to remove friction for NRIs who face failure of GPS/IP-based location capture outside India.

Yes. Geo-tagging requirements stemmed from KYC Registration Agencies (KRAs) and were implemented across all SEBI-regulated IntermediariesregisteredwithSEBIunderSection12oftheSecuritiesandExchangeBoardofIndiaAct,1992. Including AMCs & Mutual Fund Distributors, RTAs, Brokers & Depository Participants, RIAs and Research Analysts, PMS & AIF intermediaries, Banks acting as MF distributors, Digital onboarding fintechs, Apps handling Re-KYC journeys. Any entity required to re-verify or update KYC data must align with the new relaxation and modify digital flows accordingly.

Yes, strongly in future: KYC/CKYC/NRI KYC rules are high-frequency MCQ topics in NISM exams. This circular directly affects: NISM V-A & V-B Unit 9: Investor Services → 9.10.3 KYC for Minors/NRI/PoA, NISM Compliance (SORM) & AML modules, NISM Series VII (DP), Series X-A/X-B (Investment Adviser). In short: Every NISM exam touching KYC rules gets updated implications.

No. Geo-tagging is relaxed, but verification and risk monitoring remain mandatory.

Tech/Product teams: May update NRI Re-KYC journeys. Operations teams: May update SOPs, call scripts, and branch checklists. Compliance teams may Issue internal circulars documenting process changes. Essentially: Remove friction, not controls.

Regulatory Decoding & Explanation for Exam Purpose™ (RegDEEP™) is GurukulAI’s proprietary regulatory circular decoding framework, built on a Conscious-First principle to transform dense regulatory updates into structured, exam-aligned, learner-friendly notes. RegDEEP™ preserves the original regulatory intent while converting complex circulars into clear micro-learning insights mapped to Indian and global BFSI exam standards. RegDEEP™ ensures clarity, exam applicability, and compliance fidelity - without altering meaning, scope, or legal interpretation. Individual Learners: - FREE decoding of up to three (3) regulatory circulars per month - Unlimited access to all published RegDEEP™ articles on GurukulOnRoad Designed to support CAIIB, JAIIB, NISM, III, FINRA, CII, and other BFSI exam aspirants. Corporate Teams (BPO, KPO, GCC, BFSI, L&D): - Custom regulatory decoding - Bespoke content development - Training alignment to policies/SOPs - Bulk micro-learning decks - Capability-building and compliance education solutions For enterprise requests, organisations may request a custom quote.

All published RegDEEP™ decoded circulars are available for FREE on the official portal GurukulOnRoad. You can access them under the dedicated RegDEEP™ Regulatory Decoding section. Each decoding is structured using the RegDEEP™ framework, ensuring exam mapping, clause-by-clause breakdowns, industry interpretation, and expected MCQs. New decodings are added regularly, and learners can request up to three (3) additional circulars per month for free. 🔗 Visit: GurukulOnRoad → Regulatory Decoding (RegDEEP™) @ https://www.gurukulonroad.com/p/regulatory-circulars-decoded.html

Yes - the RegDEEP™ Micro Summary PDF is completely FREE, but email sign-in is required to download it. GurukulOnRoad provides these micro summaries as part of its mission to make regulatory learning accessible, exam-ready, and easy to understand - especially for aspirants preparing for NISM, JAIIB, CAIIB, III, FINRA, CII, and other BFSI exams. What remains FREE? 1. All Micro Summary PDFs, 2. All published RegDEEP™ decoded circulars, 3. Up to three (3) custom decoding requests per month for individuals, 4. Exam-oriented insights, MCQ predictions & mapping tables What is paid? Only corporate or enterprise requests (BPO, KPO, GCC, BFSI, L&D teams) for: Custom regulatory decoding, Micro-learning decks, Policy-to-training alignment, and Capability-building solutions